RSUs trigger taxable income at vesting, often creating unexpected liabilities. Proactive planning helps optimize withholding rates and minimize long-term exposure.
Question- what about the case if the employer is not matching your 401k contribution? will it still make sense to max out the 401k? I guess it will help in reducing taxable income but will not have any other added advantages. What do you think?
Thanks for the detailed post! Really helpful!
Question- what about the case if the employer is not matching your 401k contribution? will it still make sense to max out the 401k? I guess it will help in reducing taxable income but will not have any other added advantages. What do you think?